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Massimo Paternoster
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Massimo Paternoster

Mortgage Loan Originator
NMLS#: 2023072

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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When you work with Massimo, you’re not just getting a mortgage — you’re getting a licensed Mortgage Loan Officer who actually understands every layer of your transaction.

Serving clients across New York City and Long Island, and licensed in New Jersey and Florida, Massimo has built his practice on one simple belief: the best loan officer is the one who sees the full picture. His background as a licensed Real Estate Broker means he understands market dynamics, deal timelines, and what it takes to keep a transaction on track. His experience as an Attorney means he reads the fine print — so you don’t have to worry about it.

Whether you’re purchasing your first home, refinancing a portfolio, or closing an investment deal, Massimo delivers the expertise, speed, and personal attention that complex transactions demand.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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